FINANCIAL GOAL

BAD CREDIT REPAIR STEPS TO BEING DEBT FREE!

A Lot of people are in credit trouble so now it is time to look into fixing this. Bad credit repair can help start getting things paid off and get you out of debt. In this blog we will go over some things to help you get back to being debt FREE!....

Sitting down with a counselor could help. They will look at your financial problems and not just help your credit, but also help you for your future by teaching you how to budget for your whole life.
When you sit down with the counselor they will want to know a little information about your situation like:

1. What are your bills per month on late fees, finance charges, over your limit fees, etc.
2. Is the interest rate you are paying reducing your principal?
3. How long have you known that your credit has been bad?
4. What would you have to do to become debt free?
5. How are your finances affecting your life?
6. In monthly payments what could you do to reduce your debt?

A debt consolidation company can come in and get all your payments into one bill, because credit repair generally cannot begin until you get your debts consolidated into one payments. With this you can start to see the light at the end of the tunnel!....
If you feel you do not want to go this way and feel you can do it yourself that is fine. But if you want to go this way here are a few pointers that may help you.

You need to know that your credit score is very important. It determines what risk, if any, you are in for future credit. Your goal is to get out of debt. A score above 680 is great, anything at 680-575 is most likely to receive sub prime loans. If you score below 540 you will generally be denied credit altogether!.....

If  you have a lot of credit cards and are paying a lot on them, you have to stop using the credit cards and begin to pay them all off. The best way to pay off the credit cards is pay off the ones with the highest interest rate. Sometimes, depending on how far in debt you are, you may have to make more money to help you get them all paid off. That way it will get all of them paid off a lot sooner!.....

I hope this helps you with bad credit repair:....You will soon be out of debt and can look toward the future of great credit. Just know when you are out of debt, just get one credit card and pay it off every month!....

"NINETY-EIGHTY PERCENT OF SUCCESS IS IN THE HEAD AND THE HEART"

Best Wishes
S Randdolf

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